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Financing Policy for Electrical Equipment

At Michael Flannery Catering Supplies Ltd t/a Flannery Group, we understand that investing in high-quality electrical equipment can be a significant financial commitment.

To help make this process easier, we offer a flexible financing option that allows you to pay for your purchase in manageable instalments.

Loan Terms and Conditions:

  1. Payment Structure:
    • Customers are required to pay 60% of the total purchase price upfront at the time of purchase.
    • The remaining 40% of the purchase price will be financed through a loan provided by Flannery Group.
    • The 40% loan amount is interest-free for the duration of the loan period.
  2. Repayment Terms:
    • The financed amount (40%) will be repaid in monthly instalments.
    • Repayments will be spread over a mutually agreed period, typically ranging from [insert number of months, e.g., 6 to 24 months].
    • Monthly repayments will be made via the payment method chosen at checkout or another method as specified by us.
  3. Eligibility for Financing:
    • Financing is available for all customers purchasing electrical equipment from Flannery Group where the total value of the equipment qualifies for the loan program.
    • The customer must be of legal age and meet any necessary credit checks as required by Flannery Group.
  4. Agreement and Documentation:
    • By opting for financing, the customer agrees to the terms outlined in the financing agreement.
    • A formal financing contract will be provided, outlining repayment amounts, due dates, and other relevant terms.
  5. Late or Missed Payments:
    • If a payment is missed or delayed, late fees may apply, as specified in the financing agreement.
    • Continued failure to make payments may result in the suspension or cancellation of the financing agreement and could affect your credit standing.
  6. No Early Payment Penalties:
    • Customers are welcome to pay off their balance early without any penalty. If you wish to pay off the remaining balance ahead of schedule, please contact us for the final repayment amount.
  7. Customer Support:
    • If you have any questions or concerns about your financing agreement, please contact our customer service team at info@flannerygroup.ie for assistance.

Disclaimer: Financing is subject to approval, and not all customers may qualify. Terms and conditions may vary depending on your purchase amount, credit assessment, and other factors. Flannery Group reserve the right to refuse financing options.